For many of us, owning a car is a necessity but choosing which one to buy can be an overwhelming experience. There are hundreds of different cars on the market, all sporting different features and specifications so it can be difficult deciding which one is right for you.
This guide will give you all the essential information you need to think about before committing to buying a car. From the argument between new versus used cars to different fuel types, here is everything you should consider.
New vs. Used
While you might automatically think that you need to buy your vehicle brand-new, but this might not necessarily be the best choice. Apart from the budget, this is quite a personal choice and there is no right or wrong answer but there are many benefits to purchasing used cars that make more sense for your unique situation.
You’re likely to encounter higher prices when buying a car new and there is the risk that you could receive higher insurance premiums, compared to second-hand models. That being said, used cars will have some level of wear and tear, making them prone to issues compared to a new vehicle.
The Purpose of the car
The right make and model of a car will depend largely on what you intend to use it for. Will you need to travel to work every day or for the school run in the mornings? Or will you only be using it on the weekends to nip into town and run errands?
Depending on that, you will need to think about fuel economy, power and how easy it is to park. Different body types and engine sizes will be suitable for different lengths of journeys and usage.
Fuel Type
Petrol, diesel, electric, hybrid – there are many different fuel types to choose from these days, but which one is most cost-effective for you? For affordability in a combustion engine, then petrol is the best fuel choice. Diesel vehicles typically offer you better fuel economy and are cheaper to tax.
If you’re an environmentally conscious buyer, hybrid and electric models produce lower emissions. These cars are more efficient than combustion engines and are more economical than using diesel.
Insurance
Car insurance gives you financial protection in the unfortunate event of an accident. There are different types to choose from and some options can also cover claims regarding injuries to other people.
If you have more than one vehicle, you will need multi-car insurance. This protection extends to every car included in the policy.
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